Home Affordability Calculator
Find the price range that actually fits your life.
Translate your income, debts, and savings into a realistic home price range—built around the payment you can comfortably carry, not just what you're approved for.
What this calculator helps you figure out
- Income, debts, and down payment all factored in
- Shows comfortable vs. maximum qualifying ranges
- Aligns your budget with real Middle Tennessee prices
Your finances
Before taxes, household
Cards, auto, student loans
Max % of income for housing
What you can afford
Comfortable home price
$348,763
Payment of $2,217/mo
Maximum qualifying price
$348,763
Payment of $2,217/mo
Assumes a 43% max back-end DTI. Your true max depends on the loan program, reserves, and credit. Dylan can fine-tune this to your real file.
Why run the numbers with Dylan?
A calculator gives you a snapshot. Dylan gives you a strategy. With access to over 160 lenders, he structures your loan around your real goals — not just a rate quote. Every client gets clear direction, honest answers, and a plan that actually fits their life.